Best Truck Mod….

[SilverSurfer]

Paid off in 4 months.

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[Slappy]

yup i know that feeling %

paid mine off in the New Year

 

[Rsuperman]

Nice

 

[RokeHi]

4 months is awesome. I paid mine off in one payment after a trade in and initial down payment. Congrats to everyone who if fully paid.

 

[BearTacos]

Paid off the day I bought it. Interest on bad debt will either keep you poor or make you poor.

 

[G MAN]

Paid off in 4 months.

Keep it stock !

 

[DENNISD]

I just purchased mine a couple weeks ago and the modifications that I have done so far is to take the front chin spoiler off (very ugly IMHO) along with putting running boards on along with a tonneau cover on the bed. I have a black hood scoop ordered to replace the orange one.

So far I love my Tacoma.

I just wonder how rare my truck is?

It is a Solar Octane I Force Max (both rare) Sport with a Premium Package. I purchased it in Minnesota and I live in Omaha and when driving to and back, I didn't see a single Solar Octane on the road let alone an I Force Max. I love the fact that the 25's will not have Solar Octane because I like the rarity aspect of it.

Just curious?

 

[fightforfood247]

I just purchased mine a couple weeks ago and the modifications that I have done so far is to take the front chin spoiler off (very ugly IMHO) along with putting running boards on along with a tonneau cover on the bed. I have a black hood scoop ordered to replace the orange one.

So far I love my Tacoma.

I just wonder how rare my truck is?

It is a Solar Octane I Force Max (both rare) Sport with a Premium Package. I purchased it in Minnesota and I live in Omaha and when driving to and back, I didn't see a single Solar Octane on the road let alone an I Force Max. I love the fact that the 25's will not have Solar Octane because I like the rarity aspect of it.

Just curious?

Bro you’re just the man look at you

 

[fightforfood247]

Paid off in 4 months.

Hell yes brotha. Congrats!

 

[SilverSurfer]

I just purchased mine a couple weeks ago and the modifications that I have done so far is to take the front chin spoiler off (very ugly IMHO) along with putting running boards on along with a tonneau cover on the bed. I have a black hood scoop ordered to replace the orange one.

So far I love my Tacoma.

I just wonder how rare my truck is?

It is a Solar Octane I Force Max (both rare) Sport with a Premium Package. I purchased it in Minnesota and I live in Omaha and when driving to and back, I didn't see a single Solar Octane on the road let alone an I Force Max. I love the fact that the 25's will not have Solar Octane because I like the rarity aspect of it.

Just curious?

Perhaps you could make a thread to talk about this?

 

[BearTacos]

Best actually mod would be the retrax pro tonneau cover for me. After getting over the price im happy that I bought it. Just loaded a 125 and 35 quart yeti cooler, $700 chaibsaw, $ 500 in camping cook gear and will have 2 pelican air cases with hunting gear, 2-3 gallon rotopax, Milwaukee tool.kit 3/4 impact, fan, light few batteries, recovery rope, 2 camping chairs, 2 axes, full size shovel all in the back. No way in hell id feel safe doing that with an open bed. Leaving for a 3k mile rd trip hunt this week. Its probably 7k in stuff

 

[guitarist alec]

Made that mod at the dealership the the day i picked it up in Colorado 9 States later with an added Retrax Pro XR Tonneau and Yakima racks and I couldn't be happier

 

[gpburdell]

Paid off the day I bought it. Interest on bad debt will either keep you poor or make you poor.

Depends on whether you can make more by investing the cash than you'd pay on a loan.

Specifics will vary by individual risk tolerance, credit score, and available financing promotions. Don't spend more than you can afford, and choose which works best to your individual situation.

 

[BearTacos]

Depends on whether you can make more by investing the cash than you'd pay on a loan.

Specifics will vary by individual risk tolerance, credit score, and available financing promotions. Don't spend more than you can afford, and choose which works best to your individual situation.

I agree 100% but at 7.5% interest there aren't too many safe investments that im getting that. All my newer equipment is running at 0% now that CAT and a few others are seeing an abu dance of inventory. I personally dont like personal debt, business debt I apply this concept too quite frequently as a way to leverage capital and minimize unnecessary expenses. Its just my comfort level and a little thing that I feel is one of my big goals, 0 personal debt. Business wise ill cary 8 figures and not lose a wink of sleep

 

[gpburdell]

I agree 100% but at 7.5% interest there aren't too many safe investments that im getting that. All my newer equipment is running at 0% now that CAT and a few others are seeing an abu dance of inventory. I personally dont like personal debt, business debt I apply this concept too quite frequently as a way to leverage capital and minimize unnecessary expenses. Its just my comfort level and a little thing that I feel is one of my big goals, 0 personal debt. Business wise ill cary 8 figures and not lose a wink of sleep

Agreed, at 7.5% there's not a lot of investments to compare which don't have substantial risk.

Presently Southeast Toyota is offering 2.99% at 36 month, and my credit union offers 4.45% at 48 month. Those have more options for better rates in conservative investments.

As for personal debt, all I owe on anything is my house. My 2017 3rd gen financing was paid off years ago, and I'm shopping 4th gen now thanks to getting rear ended and expecting it to be totaled. I'll use debt when it makes sense, but always have relatively liquid funds to pay things off if it became necessary.

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